Tuesday, March 8, 2011

*Financial: Money Saving Tips for the Bride-to-be


Here are some Money Saving Tips that we would like to share with you. Use a couple of tips to save a few bucks or use more and save RM1000++.

The Most Important Money Saving Tips
  • You will save yourself an enormous amount of money if you get married during the off-season months & non school holidays (view 2011 public holidays Malaysia Public Holidays )
  • Getting married on any other day of the week other than Saturday. (Some reception halls give big discounts up to 40% for weekday nights events)
  • Buying your wedding favors, wedding accessories & wedding hantaran gifts during sale season (can save you more up to 70% - Eg Christmas sale is good time to buy perfume, jewellery, clothing gifts etc)
  • There is no official name for this disease but many brides get it.
    • 1st Symptom - around 3 months before your wedding, you'll begin to second-guess your decisions.
    • 2nd Symptom - You'll get scared and think about what you can do to make your wedding better or more unique.
    • 3rd Symptom - Then you'll ask friends, family, co-workers and anyone that will listen to you, about what they think of your new ideas.
    • 4th Symptom - and most dangerous…you make a few phone calls and start up-grading a few of your packages.
    • The Cure - stick to your original budget. As the wedding draws near, your emotions take over…ignore them. (try to not let them control you)
  • Vendors are well aware of the disease. That's why every contract allows for you to upgrade a package at any time but there are rarely loopholes for downgrading.
The Wedding Attire Search
  • If finances don't allow you to purchase a designer wedding dress, consider renting. Look at it this way, if you're the type who wouldn't even consider wearing your mother's dress, why do you need one collecting dust in the closet.
  • Never mind buying an expensive silk gown. Stick to polyester blends. They're cheaper, don't wrinkle as much and are easier to clean.
  • The more beading and detail on the gown, the more expensive.
  • Most of the big bridal shops/designers have huge sales once a year, usually held at hotels or other big venues. (Keep your eyes open for these end years sales)
  • To take care of the traditions, look to family and friends for items you can use. (Something borrowed, something blue, jewellery, sangguls & accesories, flowers in attire advice)

  • Go shopping for bridesmaids' dresses during sale season. There's nothing written in stone that says you have to buy your bridesmaids dresses at a wedding shop, and generally your prices will be a bit cheaper elsewhere.
  • Shop for those pretty little wedding shoes in the summer, (during summer season trend if you're in asean countries) when white shoes are on the shelves of every shoe and department store, or you'll have to buy them in a bridal shop and pay their prices. Shop in the afternoon, your feet swell during the day and they'll also be swollen on your wedding day. 
  • Men's Tuxedo rentals (also men songket etc) are pretty much all the same price no matter where you go. The thing to check on is the condition of the suits and accessories.
Flower Power

  • Unless you plan on keeping your bouquet on display in your home, don't bother with a duplicate to toss. 
  • Instead of tossing your whole bouquet, just pick one flower to throw. We all know what condition the bride's bouquet is in after 30 women (or more) start clawing at it. 
  • Silk flowers save you a lot of money and they're already preserved. The Bride can have fresh flowers, but there really isn't any need for everyone else to go fresh. 
  • If you're using flowers in your Pelamin, aisle, centrepieces, decorations or large altar arrangements, go with silk.  You could re-use the decorations and larger arrangements at home, party accents or resell them later. 
  • Mixed them up with props (eg huge vases, candle sticks etc) to make the feel not stiff and blend them more with wedding theme colors accordingly.

I Have No Idea How To Decorate!
  • For DIY; To decorate the head table and save money buy vases, line them up and place the bouquets in them on the table and place votives in between.
  • Before shopping for candles and candleholders anywhere else, be sure to check out a couple of wholesale retail stores first.
  • Get decor items at large retail wedding vendor stores (eg Nilai 3, Semua house, SSF) when to decorate your ceremony or reception locations.(Also check out their designs if you can duplicate them at home)
  • When decorating the church or reception venue use silk flowers.
  • Check with your florist or garden centre to see if you can rent plants, some places do.
  • Kill 2 birds with one stone and use your guest favours/bomboniere as your centrepieces. Buy a raised cake plate and display the favours on each table. Your MC can make an announcement explaining.

How Can I Cut Corners on the Invitations?
  • To make your invitations more personal and less expensive, get wholesale wedding invite vendor (Jakarta often got cheap varieties but watch out for delivery/ transportation costs) 
  • To make your invitations more personal - you can also do them yourself. There are a number of paper stores and websites available where you can find original ideas and ways to make your own invitations. (but they can me more expensive if you have invites more than 500!)
  • Order your invitations over the Internet instead of a printing shop (it's a little cheaper). Mail order is another possibility. (make sure you read the delivery/transportation charges first)
  • Invite via wedding website (for long distance relatives or overseas guests). Some Wedding websites also publishes you wedding info and serve as RSVP tool. Good for your wedding marketing tool as well.
I Don't Want to Spend a Fortune on Favours/Bomboniere

  • Please go to whole sellers retail first and check out their selection of party favours. (or ask through a friend - sometimes anyone might just know someone who sells cheaper things)
  • Some bomboniere stores decorate the gift for free and some don't, so make sure you ask.
  • Instead of buying a trinket that will be tossed into a drawer, make a donation to a charity. This is a new trend that many brides are choosing. Pick a cause that means something to you. Your MC can say something like: "Instead of favours, the couple has decided to make a donation in their name to the Lung Cancer Society. The bride's grandfather passed 3 years ago from this disease." Donations always get a round of applause…ever see anyone clap for a candy dish?
  • Get simpler favours that doesnt require additional decor work or practical things (cups, saucer, napkin, jam, etc)
Wedding Cakes too expensive? No Problem!

  • Buying a cake made with different flavoured tiers will save you money as you wouldn't necessarily require a dessert table. 
  • To get away with not paying a cake cutting fee at your venue, purchase their sweet table but serve your wedding cake for dessert. This means you'll have to do your cake cutting as soon as your wedding party does their entrance. The staff will take the cake away and have it cut and plated in time for dessert.
  • If you're having a dessert table, you really don't need to buy an elaborate wedding cake, try renting a decoy cake (with real one in the middle for you to cut during the cut-cake ceremony)
  • Buy a plain wedding cake and decorate it yourself with silk or fresh flowers.
  • Cupcakes, lil cakes & candies are among latest trend in replacing a wedding cake.

What about my Hair & Makeup?
  • Try to hire one person or company that does both hair and makeup.
  • Only the bride needs a trial. (Make sure do both and normally cost RM60-100 per trial depending on the makeup artiste)
  • You can expect to pay anywhere from RM200-500 for both makeup and hair. (depends on the expertise and the accessories used) Know that the more women you have that need these services, the cheaper the cost per person.
  • If hair accessories are going to be put in anyone's hair, make sure you buy them yourself. If you leave this up to the hair stylist it'll cost more.
  • If you have sensitive skin, we suggest that you do not go for a facial the week before your wedding. You don't want to be all broke out for the big day.
  • Please get your nails done and make sure the groom's hands are also manicured. More than likely you'll be getting a picture that shows your hands and the wedding bands. People will be constantly asking to see your rings.
  • Lastly, try to find a makeup and hair vendor that will do a trial a few months before the wedding. It gives you time to work out any areas you are not happy with and makes the wedding day process much quicker
Using a Caterer & choosing a Reception Venue
  • Hire a caterer that supplies everything you need, plates, glassware, table cloths, etc.
  • Make sure you're only charged for the services that you need. Some caterers have packages that include decorating and other items. If your venue is decorated already you won't need the extras. Extras should be deducted from the bill or replaced with something else you want.
  • Pick fruits and vegetables that are in season.
  • Stick to serving food that everyone is familiar with. Fancy food is expensive.
  • Buffets generally cost a good deal less and give your guests the opportunity to get up and mingle with the other guests, and they can pick exactly what they would like to eat.
  • Make sure to read your contract and check to see if the gratuity is included. This goes for all services.
  • Booking a venue that allows you to bring you own (liquor, decor etc)  is more work but saves you money.
  • Common sense tip - the more guests the more cash you're going to put out.
  • Holding your reception in a hotel has a lot of good points. They usually decorate, have professional services, i.e. can cater well to large groups, and most likely will include the honeymoon suite, with discounted rooms for out-of-town guests. However check pricing in package and make sure you get the best of the deals.
  • Food tasting night is a MUST. Usually do it prior 2 weeks to event & make sure the chef knows how you want your food like.
  • Make sure you have food prepared for Vegetarians guests or Halal food for muslim guests (if western reception)
  • Your reception is the biggest expense. It's also where you can save the most money if you shop around and plan well!
Photographers charge too much!
Photographers equipment and workflow costs alone are huge. Then there are batteries, flash cards, an assistant, wear and tear on their vehicle, insurance coverage, and the hours of work on and after the wedding that they factor into their pricing. On top of that you then pay for the creative talent of the photographer. You can save money on enlargements and albums but don't penny pinch when it comes to the photographer. After your wedding day, the only things you have left are your pictures and your video. These are the only 2 services that last a lifetime and can be passed down to the next generation.
  • Biggest tip - hire a photographer that gives you your digital high resolution files, that way you can make as many copies of pictures from your wedding day as you want without having to order them from your photographer.
  • If you choose a photographer that does not give you your files, always find out how long they keep your files for, and ask if you can obtain them when they are ready to discard them. Most photographers in general don't keep digital negatives past 3 years. Be prepared that some photographers still may charge a fee for providing your with the files. If its 3 years after your wedding, you can prepare for that fee and remember again that its the only memories of your wedding day.
  • >RM5,000.00 for a photographer is a great price but if they charge over RM1,000.00 for an 8 X 10 album, where's the savings? Don't just look at the photo packages or wedding day shoot costs, ask how much their enlargements and albums are.
  • If a package includes a couple's album and 2 parent albums, ask how much that same package would cost without any albums. Sometimes it's worth the savings to buy your own albums elsewhere and sometimes it's better to take the albums offered by your photographer.
  • Unless you're doing a formal shoot at the bride or groom's house, you don't need a photographer there. Your wedding party and family will have their cameras out anyway.
  • You don't need your photographer to stay until 1am. Once the bouquet and garter tosses have taken place, family portraits taken and there are no more major events to shoot. Your 1st & last dances look the same on film.
I think I'll just forget about a Video
Some couples think that having a video is a waste of money. How many times will we actually watch it? As necessary as still pictures are they can not capture the mood, movement and sounds of your wedding day like a movie can. One of the biggest misconceptions is that you have a great memory and you'll remember everything about your day. You won't, you can't, there are too many things going on and you're on cloud 9. Keep this in mind.
  • Go for packages with one camera coverage (if you have less than 2 places most likely to be on)
  • Pick a package with limited editing or none at all.
  • If you can't afford a professional video, ask a friend or 2 that own their own video cameras to shoot the day for you. Putting an unfamiliar camera in someone else's hands is useless. Professionals know what to shoot and how to shoot it. So, give your friend a list of events that you want footage of and how you want each shot, for the entire day. Example:
    • Pre-Ceremony: Close-up footage for 10-seconds of the different decorations.(altar arrangements, pew bows, wreath outside and unity candle)
    • The guys waiting. Ask the groom what he's thinking about.
    • The guests arriving (especially immediate family)
Do I Have To Pay a Fortune for Transportation?

  • Shop around, there are so many limousine companies out there. Prices do vary.
  • There is no rule anywhere that says, "You have to have a stretch limousine." The smaller the car the cheaper.
  • Get friends of friends to help you pick them up or carpool altogether to save cost.
  • Other than the car and uniformed chauffeur, you really don't need any other extras.
  • Some couples need more then one limo. If this is the case for you, compare the cost of 2 to 3 limos vs. the cost of 1 limo bus or Chartered Bus.
Choosing Your Music Service
  • Common sense, the least amount of people providing a service, the cheaper.
    • Ceremony - An organist is cheaper than a string duo, which is cheaper than a trio
    • Reception - A DJ is cheaper than a band
  • The least amount of extras the cheaper. Lighting, smoke & bubble machines, other props, costumes, give-aways, fireworks, the list is endless, all cost money. It's up to you.
  • A really expensive package doesn't mean that your party will last longer or that your non-dancing guests will feel the need to shake their booty for the first time in their life. But a crappy DJ or band will ruin your reception.
Do I really need a Wedding Coordinator or Planner?
Let's face it, the ONLY service you need to get married is an officiant.
  • Most wedding coordinators can save you money because they know
    • about all the tips mentioned above plus more
    • what to say to and ask your vendors
    • They have connections in the industry.
  • You could hire a wedding consultant to help with the final stages of your wedding; creating a detailed wedding day itinerary, making up a checklist for items at the ceremony & reception locations, and confirming with your vendors. While she won't be in attendance at your wedding, she has planned the day smoothly on paper. As long as you follow the times closely (not exactly) and do the events in the same order as the itinerary states, you'll be fine.
  • You can appoint a friend or family member to be your honorary coordinator. Give her an itinerary, checklists (ceremony & reception items, photo and music list) and phone numbers for all your vendors. The honorary coordinator should be someone that's organized, the more obsessive-compulsive the better and not scared to open her mouth when something goes wrong.

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